Banking Litigation

Our Banking Litigation practice provides comprehensive legal representation to banks, financial institutions, NBFCs, borrowers, and other stakeholders in complex financial disputes. With deep expertise in banking regulations, financial products, and industry-specific litigation, we offer strategic counsel across contentious matters before courts, tribunals, and regulatory bodies. Our team combines sector knowledge with litigation skills to resolve disputes efficiently while managing reputational concerns and business continuity. We develop tailored strategies that align with our clients’ commercial objectives, risk appetite, and regulatory compliance requirements.

Debt Recovery and Loan Defaults

• Representation in recovery proceedings before Civil Courts, Debt Recovery Tribunals (DRT)
• Strategic advisory and litigation under SARFAESI Act for enforcement of security interests
• Execution of decrees/award
• Enforcement of guarantees, pledges, mortgages, and other security interests
• Defending challenges to recovery actions and possession notices
• Seeking interim custody of security interest created in favour of the Creditor

Commercial and Corporate Banking Disputes

• Resolution of disputes arising from complex financial transactions
• Litigation related to corporate loans, syndicated lending, and project finance
• Handling commercial disputes in trade finance and working capital facilities
• Bank guarantee and letter of credit disputes
• Contractual disputes and interpretation of financial agreements
• Litigation involving merchant banking and investment banking services

Regulatory and Compliance Litigation

• Representation before RBI, SEBI, and other financial regulators
• Defending against show cause notices and regulatory penalties
• Advisory on non-compliance issues with RBI guidelines and circulars
• Challenging regulatory actions, restrictions, and directions
• Anti-money laundering (AML) compliance disputes and PMLA proceedings
• Foreign exchange (FEMA) violations and enforcement actions
• Banking Ombudsman complaints and appeals

Fraud and Financial Crimes

• Investigation and litigation of bank fraud cases
• Representation in cybercrime matters involving banking systems
• Assistance with financial crime proceedings under BNS and special statutes
• Coordination with law enforcement agencies on criminal aspects
• Advising on preventive measures and compliance frameworks
• Defense against fraudulent transaction claims and unauthorized withdrawals

Insolvency and Bankruptcy

• Representing in Corporate Insolvency Resolution Process (CIRP) 
• Handling proceedings against personal guarantors to corporate debtors
• Strategic counsel on resolution applications and liquidation processes
• Challenging preferential, undervalued, extortionate, and fraudulent transactions
• Coordination between IBC proceedings and other recovery mechanisms
• Advisory on compliance with moratorium provisions and legal implications

Alternative Dispute Resolution

• Representation in domestic and international arbitration for banking disputes
• Mediation and conciliation in financial services conflicts
• Debt restructuring and rescheduling negotiations and settlements
• Pre-litigation advisory to avoid protracted court proceedings
• Enforcement of arbitral awards in banking and financial matters

Consumer Banking Disputes

• Defence against consumer complaints across Consumer Dispute Redressal Commissions
• Handling unauthorized transaction claims and service deficiency allegations
• Credit and debit card dispute resolution
• Digital banking and fintech service disputes
• Data breach and customer privacy disputes