Debt Restructuring

Our firm offers expert legal support in debt restructuring and reorganization transactions, focusing on strategies that help businesses navigate financial distress while ensuring compliance with relevant laws and regulatory frameworks, including the RBI’s Prudential Framework and Insolvency and Bankruptcy Code (IBC).

Expertise in Debt Restructuring and Resolution Plans

We assist clients in the preparation, drafting, and review of resolution plans under the RBI Prudential Framework, providing comprehensive legal guidance throughout the restructuring process. Our services include:

• Drafting and finalizing inter-creditor agreements (ICAs) among lenders to facilitate consensus
• Structuring debt restructuring documentation for both corporate debtors and lenders
• Advising on security creation, continuation, and modification to ensure enforceability and compliance
• Implementing strategies to address distressed debt and facilitate recovery of dues for lenders

Compliance with Regulatory Frameworks

We ensure that all debt restructuring initiatives comply with applicable regulations, including those under the RBI guidelines, the Insolvency and Bankruptcy Code (IBC), and other relevant laws. Our team keeps clients informed of the regulatory landscape and provides ongoing support to manage:

• Compliance with Reserve Bank of India (RBI) guidelines for distressed assets
• Preparation of reports and filings required under regulatory frameworks
• Ongoing monitoring of the restructuring process to avoid default or legal issues

Representation in Lender Meetings and Creditors’ Committees

Our team represents clients in discussions and meetings with creditors, including the Joint Lenders’ Forum (JLF), Committee of Creditors (COC), and other bodies involved in debt restructuring. We help ensure that:

• Client interests are strategically protected during negotiations
• Key decisions and resolutions reflect your commercial and legal goals
• The restructuring process moves forward with minimal disruption to business operations

Filings, Reporting & Documentation

We assist in the preparation and submission of all filings and reports as required by regulatory authorities, ensuring transparency and compliance with guidelines for corporate debt restructuring.