---
title: "Corporate Finance"
date: 2025-05-15
author: "IndiaLaw LLP"
url: https://www.indialaw.in/expertise/banking-and-finance/corporate-finance/
---

![Corporate Finance Lawyers in India for Term Loans, Consortium Lending, and Security Structures](https://www.indialaw.in/wp-content/uploads/mybhn8kaaec.jpg)

# Corporate Finance

## Corporate Finance Lawyers in India for Term Loans, Lending, and RBI Compliance

Our Corporate Finance practice advises banks, non-banking financial companies, multilateral lenders, corporate borrowers, and promoter entities on structured lending transactions across the credit spectrum. This includes short-tenor working capital facilities, multi-bank consortium term loans, acquisition financings, bridge and refinance facilities, and bilateral and syndicated term arrangements.

Our work covers the full life cycle of a corporate loan. We conduct pre-disbursement legal due diligence on the borrower group and its subsidiaries, and draft and negotiate facility agreements, security packages, hypothecation and pledge documentation, mortgages, negative liens, and the inter-creditor and common loan arrangements that underpin large syndicated deals. We advise lenders on RBI lending norms, sectoral exposure caps, large exposure framework requirements, and the SEBI regime where listed borrowers or listed debt is involved.

We also handle post-disbursement workstreams, including covenant testing and waiver letters, security perfection and registration with the Registrar of Companies and CERSAI, ongoing reporting obligations, and regulatory engagement with the RBI, SEBI, and other authorities. We act for clients through refinancings, additional facility tranches, and restructuring exercises.

## Our Services

**Expertise in Corporate Loan Documentation**

We assist clients—primarily banks, financial institutions, and corporate borrowers—with the structuring, drafting, and negotiation of various forms of term loan agreements, including:

- Short-term and long-term corporate loans
- Working capital facilities
- Acquisition finance
- Bridge loans and refinancing arrangements

**Consortium Lending & Multiple Banking Arrangements (MBA)**

We have represented clients in consortium loan structures and bilateral lending arrangements, ensuring effective coordination among lenders while protecting client interests through:

- Drafting and reviewing inter-creditor agreements, common loan agreements, and shared security packages
- Structuring common security creation and ensuring proper enforcement mechanisms
- Negotiating with multiple stakeholders to align terms and achieve smooth execution

**Legal Due Diligence & Compliance Support**

Our legal team regularly conducts legal due diligence on borrower entities to verify compliance with corporate, financial, and regulatory requirements. We help preempt legal and operational risks by:

- Reviewing corporate governance structures and statutory filings
- Advising on sector-specific compliance and lender obligations
- Monitoring covenant compliance and reporting obligations

**Security Perfection & Regulatory Filings**

We provide end-to-end assistance in the perfection and registration of security interests, including:

- Hypothecation, mortgage, and pledge documentation
- Filing with ROC (Registrar of Companies) and CERSAI (Central Registry of Securitisation Asset Reconstruction and Security Interest)
- Liaising with relevant authorities for regulatory approvals and compliance

**Strategic Negotiation Support & Regulatory Advisory**

We support our clients through complex financing negotiations involving multiple banks or financial institutions, ensuring alignment with commercial goals while preserving legal protections. We also advise promoter entities on regulatory challenges, compliance hurdles, and interface with government bodies or regulators.

## Related Expertise

[Banking & Finance](https://www.indialaw.in/expertise/banking-and-finance/)[Project Finance](https://www.indialaw.in/expertise/banking-and-finance/project-finance/)[Real Estate Finance Lawyers in India](https://www.indialaw.in/expertise/banking-and-finance/real-estate-finance/)[Debt Restructuring](https://www.indialaw.in/expertise/banking-and-finance/debt-restructuring/)

[![Shiju P V, Managing Partner at IndiaLaw LLP](https://www.indialaw.in/wp-content/uploads/DSC09750-Photoroom-e1746353050437.png)

#### Shiju P V

Managing Partner

contact@indialaw.in](https://www.indialaw.in/people/shiju-p-veettil/)[![Shrishail Kittad, Senior Partner at IndiaLaw LLP](https://www.indialaw.in/wp-content/uploads/Shrishail-Picture-e1762953800498.webp)

#### Shrishail Kittad

Senior Partner

contact@indialaw.in](https://www.indialaw.in/people/adv-shrishail-kittad/)[![Nim Dem Dorjee, Associate Partner at IndiaLaw LLP](https://www.indialaw.in/wp-content/uploads/Nim-e1740654696349.png)

#### Nim Dem Dorjee

Associate Partner

contact@indialaw.in](https://www.indialaw.in/people/nim-dem-dorjee/)[![Rahul Sundaram, Partner at IndiaLaw LLP](https://www.indialaw.in/wp-content/uploads/DSC09790-Photoroom.png)

#### Rahul Sundaram

Partner

contact@indialaw.in](https://www.indialaw.in/people/rahul-sundaram/)[![Shweta Tiwari, Associate Partner at IndiaLaw LLP](https://www.indialaw.in/wp-content/uploads/WhatsApp-Image-2025-05-14-at-7.21.14-PM-Photoroom-e1747230721475.png)

#### Shweta Tiwari

Associate Partner

contact@indialaw.in](https://www.indialaw.in/people/shweta-tiwari/)

### FAQs

#### What does a corporate finance lawyer handle in India?

A corporate finance lawyer advises on structuring, documenting, and negotiating lending transactions such as term loans, working capital facilities, acquisition financing, and consortium arrangements. The role spans due diligence, security creation, regulatory compliance, and post-disbursement support.

#### When should a borrower or lender engage a corporate finance lawyer?

Engage counsel early, ideally before the term sheet is finalised. Legal input at the structuring stage helps align security packages, inter-creditor terms, and regulatory conditions. Waiting until documentation is drafted often leads to costly renegotiation or compliance gaps.

#### Which Indian regulators and laws govern corporate lending transactions?

RBI master directions on lending, large exposure framework norms, and FEMA rules for cross-border elements are primary. Security interests must be registered with the ROC under the Companies Act 2013 and with CERSAI. SEBI regulations apply where listed debt or listed borrowers are involved.

#### How long does it typically take to close a corporate loan transaction?

A bilateral term loan with clean title and standard security can close in four to six weeks. Consortium or syndicated deals with multiple lenders, shared security, and inter-creditor negotiations often take eight to fourteen weeks. Due diligence complexity and regulatory filings are the main time drivers.

#### What documents are needed to begin legal due diligence on a borrower?

Typically, the borrower must provide constitutional documents, board and shareholder resolutions, audited financials, existing facility agreements, details of encumbrances, title records for immovable assets, and filings with the ROC and CERSAI. Subsidiary disclosures are needed for group-level diligence.

#### What common mistakes do lenders make when perfecting security in India?

A frequent error is failing to register charges with the ROC within the statutory window under the Companies Act 2013, which can render the security void against liquidators. Another is neglecting CERSAI registration for immovable property mortgages, weakening priority claims in enforcement.

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# IndiaLaw LLP — Offices & Contact Details

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## General Contact

| | |
|---|---|
| **Website** | https://www.indialaw.in |
| **Primary email** | contact@indialaw.in |
| **Primary phone** | +91 836-9995919 |
| **Contact form** | https://www.indialaw.in/connect/ |
| **Careers (separate channel)** | https://www.indialaw.in/careers/ |


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## All Offices (9 locations across 8 cities)

### 1. Mumbai — Registered Office & Head Office (Apeejay Chambers)

| | |
|---|---|
| **Address** | Apeejay Chambers, Ground Floor, Wallace Street, Fort, Mumbai – 400 001 |
| **Phone** | [022-6924-7400](tel:02269247400) |
| **Email** | contact@indialaw.in |
| **Page** | https://www.indialaw.in/mumbai/ |
| **Practice focus** | Litigation · Arbitration · Insolvency & Bankruptcy · Corporate · Banking · Real Estate · IP |
| **Notes** | The HQ. 5 partners based here. Handles PAN-India litigation, arbitration, corporate, banking, IP and real estate practice. Largest team across all offices. |

### 2. Mumbai — Non-Litigation Office (Excelsior, Fort)

| | |
|---|---|
| **Address** | 4th Floor, New Excelsior Theatre Pvt. Ltd., Amrit Keshav Nayak Marg, Fort, Mumbai – 400 001 |
| **Phone** | [022-697-40500](tel:022-697-40500) |
| **Email** | contact@indialaw.in |
| **Page** | https://www.indialaw.in/mumbai/ |
| **Practice focus** | Non-litigation only — consultations, negotiations, transactional work |
| **Notes** | Opened 2024. Litigation and arbitration remain at the Apeejay Chambers head office. |

### 3. Delhi

| | |
|---|---|
| **Address** | Flat No. 1107 & 1108, Prakashdeep Building, Tolstoy Marg, Connaught Place, New Delhi – 110 001 |
| **Phone** | (general line: +91 836-9995919) |
| **Email** | contact@indialaw.in |
| **Page** | https://www.indialaw.in/delhi/ |
| **Practice focus** | Litigation · Arbitration · Insolvency & Bankruptcy · Corporate · Banking · Real Estate |
| **Notes** | 3 partners based here. Located near the Supreme Court of India, Delhi High Court and other appellate bodies. |

### 4. Kolkata

| | |
|---|---|
| **Address** | Centre Point Building, Room No. 214, 2nd Floor, Premises No. 21, Hemanta Basu Sarani, Opp. Great Eastern Hotel, P.S. Hare Street, Kolkata – 700 001, West Bengal |
| **Phone** | [+91 33 4813 1001](tel:+913348131001) |
| **Email** | contact@indialaw.in |
| **Page** | https://www.indialaw.in/kolkata/ |
| **Practice focus** | Insolvency & Bankruptcy · Commercial & Civil Litigation · Arbitration · Banking Litigation · Real Estate · Labour & Employment · Consumer |
| **Notes** | Advises banks, NBFCs, MSMEs and corporates on transactions and dispute resolution. Works in close coordination with the Mumbai HO. |

### 5. Chennai

| | |
|---|---|
| **Address** | GF-A, 19 Casa Major Road, Egmore, Chennai – 600 008 |
| **Phone** | (general line: +91 836-9995919) |
| **Email** | contact@indialaw.in |
| **Page** | https://www.indialaw.in/chennai/ |
| **Practice focus** | Litigation · Insolvency & Bankruptcy · Real Estate |
| **Notes** | Full-fledged office with experienced legal team. Supported by Mumbai HO. |

### 6. Bengaluru (Bangalore)

| | |
|---|---|
| **Address** | INDIALAW LLP, No. 7 Chinnaswamy Mudaliar Road, Shivaji Nagar, Bangalore – 560 051 |
| **Phone** | [080-4167-2444](tel:08041672444) |
| **Email** | contact@indialaw.in |
| **Page** | https://www.indialaw.in/bengaluru/ |
| **Practice focus** | Litigation · Insolvency & Bankruptcy · Real Estate · Family Laws · Labour |
| **Notes** | Located near Bangalore High Court. Handles corporate, commercial, banking and matrimonial disputes. |

### 7. Hyderabad

| | |
|---|---|
| **Address** | 403, 4th Floor, Sanatana Ecstasy Building, beside Tanishq Show Room, Himayathnagar, Hyderabad – 500 029, Telangana |
| **Phone** | [040-6666-5166](tel:04066665166) |
| **Email** | contact@indialaw.in |
| **Page** | https://www.indialaw.in/hyderabad/ |
| **Practice focus** | Litigation · Banking · Insolvency & Bankruptcy · Real Estate |
| **Notes** | Particularly well known for complex banking matters and real estate transactions. |

### 8. Cochin (Kochi)

| | |
|---|---|
| **Address** | Second Floor, Pulikkal Building, K.K. Padmanabhan Road, Ernakulam North – 682 018, Kerala |
| **Phone** | [0484-3583961](tel:04843583961) |
| **Email** | contact@indialaw.in |
| **Page** | https://www.indialaw.in/cochin/ |
| **Practice focus** | Litigation · Insolvency & Bankruptcy · Real Estate |
| **Notes** | Commercial disputes, property litigation, financial-claim arbitrations and real estate transactions. |

### 9. Noida (NCR)

| | |
|---|---|
| **Address** | No. 16 & 17, Silver Offices, 17th Floor, Wave One, Sector 18, Noida – 201 301 |
| **Phone** | (general line: +91 836-9995919) |
| **Email** | contact@indialaw.in |
| **Page** | https://www.indialaw.in/noida/ |
| **Practice focus** | Aviation · Insurance · Mergers & Acquisitions · Corporate |
| **Office head** | **Mr. Dinesh Gupta** (joined August 2025 to lead and expand the corporate practice) |
| **Notes** | Newest office. Sector-focused on highly regulated industries serving NCR-based clients. |

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## Quick-Dial Phone List

| Office | Phone |
|---|---|
| Mumbai HO (Apeejay) | 022-6924-7400 |
| Mumbai Excelsior | 022-697-40500 |
| Kolkata | +91 33 4813 1001 |
| Bengaluru | 080-4167-2444 |
| Hyderabad | 040-6666-5166 |
| Cochin | 0484-3583961 |
| **General / Marketing line** | **+91 836-9995919** |

Delhi, Chennai and Noida route through the general number.

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## Social Channels

- LinkedIn: https://www.linkedin.com/company/indialaw
- X / Twitter: https://twitter.com/Indialawmumbai
- Facebook: https://www.facebook.com/indialawllp/
- Instagram: https://www.instagram.com/indialawllp

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